Module 6:
Live Deal Reviews
Apply everything you've learned by walking through real borrower scenarios step-by-step.
Understanding guidelines is important.
Understanding how to apply them is where confidence comes from.
Throughout this training we've discussed qualification strategies, flexibility, deal killers, and the Non-QM Gold Framework.
Knowledge Is Valuable. Application Is Everything.
Now it's time to see those concepts in action.
The following case studies follow the same thought process used to evaluate real Non-QM opportunities.
How to Use These Reviews
Borrower Snapshot
Who is the borrower?
Identify
Why doesn't traditional financing work?
Structure
How should the borrower qualify?
Validate
What needs to be reviewed?
Calculate
How is qualifying income determined?
Outcome
Why does this solution work?
Focus On The Process
The numbers will change.
The borrower profiles will change.
Guidelines will change.
The process remains the same.
As you review each example, focus less on the specific figures and more on the decision-making process behind the solution.
The Five Reviews
Select any deal review below, or simply go through them in order.
Business Bank Statements
Business owner using company deposits.
Personal Bank Statements
Self-employed borrower qualifying through personal cash flow.
Asset Depletion
Asset-rich borrower qualifying through accumulated wealth.
DSCR
Investor qualifying through rental cash flow.
DSCR Short-Term Rental
Investor using short-term rental income to qualify.
Ready to Begin?
Let's begin with one of the most common Non-QM opportunities you'll encounter.