Let’s Review Your Deal

Whether you're working with a self-employed borrower, investor, foreign national, asset-based client, or another unique scenario- I'm happy to help evaluate the opportunity and identify the strongest path forward.

What I Can Help With

Self-Employed Borrowers

  • Business Bank Statements,

  • Personal Bank Statements

  • Complex income scenarios.

Non-QM Self-Employed borrowers and bank statement loans.

Investor Financing

  • DSCR

  • Short-Term Rental DSCR

  • Cash-out refinances

  • Portfolio growth strategies.

Non-QM DSCR investor loans. Short term rentals. Portfolio investors.

Asset-Based Qualification

  • Asset Depletion

  • Solutions for retirees and asset-rich borrowers.

Non-QM asset rich borrowers. Asset depletion review.

Foreign Nationals

  • DSCR programs

  • No credit score or income requirements

Non-QM foreign national loan programs.

File Reviews & Deal Killers

  • Identify issues early

  • Structure solutions

  • Maintain control of the file.

Non-QM deal killer review.

Tell Me About Your Scenario

Get your file reviewed and structured in just a few seconds.

Whether you're working with a self-employed borrower, real estate investor, foreign national, asset-based client, or another unique lending situation, I can help you structure the best option for your client.

The more information you provide, the more valuable my initial review will be.

My goal is to help you identify the strongest qualification strategy, uncover potential deal killers before submission, and create the cleanest path to approval.

Many files that appear difficult at first glance become much simpler once the right structure is identified.

*Submission of a deal review request does not constitute a loan approval, underwriting decision, or lending commitment. Any feedback provided is educational in nature and should be independently verified with the applicable lender and current program guidelines.

What Happens After You Submit?

Once I receive your loan details. I'll review the scenario and reach out to discuss:

✓ Qualification strategy

✓ Potential deal killers

✓ Documentation requirements

✓ Lender fit

✓ Possible exceptions

✓ Next steps

The goal is to identify the cleanest path to approval before valuable time is lost.

Prefer To Reach Out Directly?

Email: Erik@NonQMGold.com

Phone: Erik Frandsen: 602-300-0235

The Difference Between a Declined File and a Closed Loan Is Often Strategy

Most Non-QM challenges become much easier once the right qualification strategy is identified.

Let's review it together.