Let’s Review Your Deal
Most loan officers submit a file and wait to see what underwriting asks for.
FilterMaster™ works in reverse.
We identify many of the questions, documentation requirements, calculations, and potential conditions before the file is submitted so you can structure the loan correctly from the beginning.
What I Can Help With
Self-Employed Borrowers
Business Bank Statements,
Personal Bank Statements
Complex income scenarios.
Investor Financing
DSCR
Short-Term Rental DSCR
Cash-out refinances
Portfolio growth strategies.
Asset-Based Qualification
Asset Depletion
Solutions for retirees and asset-rich borrowers.
Foreign Nationals
DSCR programs
No credit score or income requirements
File Reviews & Deal Killers
Identify issues early
Structure solutions
Maintain control of the file.
Request a FilterMaster™ Review
Before you submit the file, know exactly what documentation, calculations, and conditions may be needed.
Complete the information below and receive a customized FilterMaster™ Review designed to help you structure the file correctly, avoid common deal killers, and streamline the underwriting process.
Your FilterMaster™ Review May Include:
✓ Documentation to request during pre-approval
✓ Questions to ask the borrower
✓ Income calculation requirements
✓ Entity and ownership verification
✓ Reserve and asset review
✓ Property-specific considerations
✓ Common underwriting conditions
✓ Submission recommendations
Every review is customized to the scenario provided.
Reviews are typically completed within 1 business day. If additional information is needed, we'll reach out directly.
*Submission of a deal review request does not constitute a loan approval, underwriting decision, or lending commitment. Any feedback provided is educational in nature and should be independently verified with the applicable lender and current program guidelines.
What Happens After You Submit?
Step 1: Scenario Review
We'll review the borrower profile, income type, property details, occupancy, credit profile, and loan structure to identify the strongest qualification strategy.
Step 2: FilterMaster™ Analysis
Using the information provided, FilterMaster™ instantly reviews and identifies the documentation, calculations, questions, and conditions most likely to impact the file.
Step 3: Receive Your Roadmap
Your review may include:
✓ Documentation to request during pre-approval
✓ Questions to ask before submission
✓ Income calculation requirements
✓ Property-specific considerations
✓ Reserve and asset requirements
✓ Common underwriting conditions
✓ Potential deal killers
✓ Submission recommendations
Step 4: Structure the File with Confidence
The goal is simple: help you collect the right information up front, avoid unnecessary surprises, and improve the likelihood of a smooth underwriting process and on-time closing.
The best time to solve a condition is before it exists.
Prefer To Reach Out Directly?
Email: Erik@NonQMGold.com
Phone: Erik Frandsen: 602-300-0235